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looking for a place to retire This forum post has messages dated from 04/03/10 through 04/06/10, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.
| looking for a place to retire I am searching for a place to retire on my social security check. How much income does Uraguay require for retiree to qualify ? I have read $500.00 in one article and $2, 000.00 in another? I am researching counties and will be traveling in 2010 to Central and South America to determine which country / city is best for me. I will be moving in 2011 and look forward to the adventure, learning a new language and getting to know the people. I need to live close by the ocean in walking distance to shop for grocery. If anyone has any suggestions of a small town, village where I can live simply on a small income please comment. Any information about cost of living simply will be helpful. Is it possible to buy a small house (studio / one bedroom) for $30, 000.00 near the ocean anywhere? Is it worth the cost to bring my car from the USA? I have a cat that wants to come along with me. Important to me is healthcare, homopathic medicine, herbs, natural healing, organic food. Thank you, Mary |
|  "Lots of things to consider"
there Mary, That's quite a number of questions....lets start at the beginning. - MONEY: Currently immigration requires that you prove a monthly income of US$500. I believe you would find it rather difficult to survive on that but that is all they ask from you. Maybe they assume that if a Uruguayan can live on that then a foreigner can, however Uruguayans have support network of friends and family and as they work here they are covered for health care whereas you would require private health insurance. How much life here will cost you depends on a number of issues - where you will live, what you eat, how is your lifestyle etc. There is a link below that may help you get an idea of costs in Uruguay. - If you want to live close to the ocean for such a cheap price you'll have to look at quite places along the coast (buying any decently constructed home in the city, especially near the water for US$30, 000 is going to be challenging). Further up the east coast in small beach towns you might be able to buy a small one-person cabin for that price, although I believe many of the beach towns like La Paloma, La Pedrera and Punta del Diablo have become more expensive. Maybe a small place like Santa Lucia del Este, or Costa Azul. However be aware that in those places you will find VERY limited services, you would have to leave town to see a doctor for example, and things like homeopathic medicines and natural healing are only beginning to catch on here in Uruguay, they really aren't well developed, especially in the smaller more rural towns. When you have picked out a few areas feel free to ask more specific questions and people from those places (or near them at least) might be able to help. |
| "Income needed."
Though $ 500 is the legal minimun to apply for residency, I don't think anyone could live well, or even decently, with that. Consider that if you have a fixed income as a Social Security check, your relative wealth abroad will depend on the dollar's future. Uruguay is not the cheapest place in LA from the starting point, so if your check is not as high as to tolerate a dollar further depreciation and still give you an addecuate income, you should try a cheaper location. In return, Uruguay may probably give you a better quality of life than other places in LA. My suggestion is try it only if you can count with at least $1.500 a month (I recongnize this may be subjective, so other locals or expats may give you different valid opinions).I agree with Elaine that buying a house near the ocean with $30.000 will be very difficult. It will always depend on the quality and size of the house, the town, and how far from the sea (blocks count here). But a normal house in a normal place, not too far from the shore, can't be less than the double of that. |
| "Revenue requirements"
According to a government decree (see below) as posted on the Uruguayan Consulate site, for a retired person (retirado/jubilado), you need to show that you receive a monthly income of $1, 500.00 US. Decreta: Artículo 1°. Toda persona extranjera que haya adquirida la situación de retiro o jubilación en el exterior y que, con posterioridad al 15 de diciembre de 1992, hubiere obtenido y obtuviere la residencia permanente en la República, tendrá derecho a los beneficios establecidos en el artículo 3° de la Ley que se reglamenta, siempre que acredite ante la Dirección Nacional de Migración lo siguiente: A. Su situación de retirado o jubilado y la percepción, en forma regular y permanente, de un mínimo de U$S 1.500 (dólares americanos mil quinientos) mensuales, por concepto de jubilación, pensión u otros ingresos o rentas generados en el exterior. Esto se comprobará con documentación fehaciente, traducida cuando correspondiere, y visada por él Consulado Uruguayo del lugar de su expedición, en el caso de que no exista en el lugar agente consular se admitirá prueba supletoria, la que será evaluada por las autoridades migratorias. B. La adquisición, con posterioridad a la fecha indicada, de una propiedad inmueble ubicada en el territorio nacional con destino a casa habitación de un valor mínimo de U$S 100.000 (dólares americanos cien mil), que no podrá enajenar durante un período de diez años; debiendo presentar el título de propiedad o certificación notarial. En su defecto, la adquisición de valores públicos emitidos por el gobierno del Uruguay, por un valor nominal mínimo de U$S 100.000 (dólares americanos cien mil), los que permanecerán bajo custodia del Banco de la República Oriental del Uruguay, por un período mínimo de diez años. El inmueble podrá ser cambiado por valores públicos y vicecersa, o cualquiera de ellos por una inversión de riesgo de igual monto mínimo, que deberá ser previamente aprobada por la Oficina de Planeamiento y Presupuesto. Asimismo, cuando el valor del inmueble no alcance el mínimo exigido, podrá complementarse con valores públicos. Para efectuar cualquiera de estos cambios será necesaria la autorización del Ministerio; del: Interior. |
| "Consul Information"
How many times do people have to say that the info from the Consuls is outdated?It is simply US$500 a month in income. There is no property requirement, and that OPTION (and before it was just an OPTION, US$1, 500/mo + US$100, 000 in property) was an ALTERNATIVE to the US$500 month income. |
Comment #504/06/10 15:57Rural east Colonia departmento | "Uruconsuls... experts in misinformation."
About twice a month seems to be the average Lee. I suspect that Uruguayan consuls do special courses to make absolutely sure that any information they might give a foreigner will be wrong :-) |
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