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Message from Bill: Retirement: Where?This forum post has messages dated from 11/03/10 through 11/12/10, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.
| Message from Bill: Retirement: Where? Hi everyone, I am a U.S. citizen, who has lived 20 years in Colombia, the last 15 of them consecutively, and quite a few other places as well. For the past 16 years I have taught school here in Barranquilla and I have a wife and two kids. Having started a bit late with the family, I find myself just turned 64 and looking for a place to retire in a year or probably more like nine months. My wife speaks only Spanish, so it would be good if I could find a latin alternative. I´ve spent 8 or 10 hours on the net recently researching Uruguay, which looks interesting, but my impression is that your website is probably the least interested in hype, so that is why I am writing. I have some money, not a great deal, so the question of expenses is rather important. I really like the consensus that Uruguay is relatively safe, because that is high on my list of priorities, which also include a non-tropical climate and an affordable place. Affordable for me would be preferably no more than 2500 US per month. My dream is to buy a few hectares in a wine-growing region. with maybe a few animals, near a town offering internet communication. Somewhat fairly near Rio de Plata would be nice but not necessary. Is the price for what I am looking for: i.e. an intact house and a few cultivatable hectares somewhere near $100, 000, or (how lovely it would be!) less? I might possible continue to teach on an abbreviated schedule or take a job if it did not put a Uruguayan out of work. I always need something to do, but that is more or less my budget for a place. What do you think. I like your page by the way. Best, Bill Dixon Note: Bill posted this in the blog and I moved it here... Expert Page: Quick Tips for Getting Settled in Uruguay |
Comment #111/03/10 21:48Rural east Colonia departmento | "2500 U$S/month"
The two of us live well on that sum (excluding foreign holidays) on a 30 acre chacra growing field crops near the Rio Plata. My only exorbitant regular cost is my Dedicado internet connection but its made worse by heavy use :-)Since I arrived 4 years ago land prices and building costs have risen dramatically so don't expect to find a vineyard c/w a nice house for 100k U$S in rural Colonia... until the next bust. |
| "Alternatives."
As Patrick says, land prices have rocketed in the last years, and I don't think they will go back down in the near future. However, if you forget about the vineyard and just look for a house, 100K would buy you a decent to good house (depending on the location), for example in a beach area as Atlantida, Piriapolis, or their respective surroundings. Monthly income is another different thing. Though many Uruguayans live with less than that, U$S 2.500 for two grown up people and two kids would not be that much. It may be sufficient depending on your budget paterns, but certainly with no luxuries. Finding a job at 64 or 65 won't be easy either. Besides, if your income is linked to the dollar value, you will have to consider that it may devaluate even more. The risk of a further re-valuation of the uruguayan peso seems now less probable than a year before; but you cannot discard it completely. It's always a risk to have your income fixed in a courrency different from the one you use for your spenditures. In short, I think your savings are ok, but your income not so ok. You'll have to make some economies, and face some risks, but it's not impossible. I don't know your kids' age. Compared with Barranquilla, this is a completely different environment (culture, climate, food, music, etc..). If they are small children, they will adapt soon. If they are teens, they may love it or hate it. Make sure they won't add problems with your own relocation efforts. May be an exploratory trip would be a good idea. Good luck. |
Comment #311/04/10 05:13Rural east Colonia departmento | "Less to buy in the campo :-)"
We lived as I do now on 1900 U$S a month 3 years ago so Alberto has a point about rising living costs and the falling value of the U$S. Expressed in British pounds its even worse than that though the GBP is showing signs of recovery now. When I first came 1 GBP = 49 UY$ but last autumn it dropped as low as 1 GBP = 29 UY$.On the other hand I suspect that country life is somewhat cheaper than city life simply because there are less things to buy out here so less temptation to spend. You only need so many wheelbarrows and so much ant poison :-) We have neighbours who reckons that they need 4k U$S a month but they run an old Mercedes, subscribe to Sat TV and buy stuff like the latest playstations. |
| "living requirements"
I'll add my comments to the others' but I'll confess to have no "real experience" living in Uruguay. I arrived here as a tourist on Tuesday of this week and have been here now four days. I plan on staying a month in order to "check things out".My first impressions, coming from Canada, are that groceries, restaurants, internet access, apparel, household items, taxi fares etc., are noticeably less expensive here than what I'm used to, are of comparable quality with the exception of household paper products and, to add joy to pleasure, when you get to the cash, there's no added 15% harmonised provincial and federal sales taxes to pay. This is only a comparative observation so if you're coming from anywhere other than the land of the ice and snow, it may not have much relevance. I have subletted a 2 bdrm apartment downtown at $750 a month though it would be only $650 (these are US dollars) if I were to stay longer than the month I've contracted for. Something similar in Montreal would be over the $1500 dollar mark for sure, then tack on utilities. Both Alberto and Patrick have mentioned the currency fluctuations that could affect your disposable income when and if you come to live here. From my own experience, in the last decade our Canadian dollar went from being worth as little as 67¢ US to now being at par more or less. I'm not so sure it's due to the strength of the Canadian economy, our banking legislation or the cornucopia of natural resources that China and India are as interested in as the US or whether it's due to the current weakness of the American economy and the ensuing tra-la-la from Wall Street's flirt with letting the free market rule the economy (a pox on all proponents of neo-liberalism!). Free markets, like individuals, have two motivations: greed and fear; so until the necessary controls are put on it, the stability of the American green back is uncertain, to say the least. As they say, the safest way to protect your wealth is to diversify so it might be wise to spread your assets into several currencies: Br£, Euros, Swiss francs or currencies that have every reason to incease in value like the Hong Kong dollar (because of it's intimacy with the Chinese economy) or the Brazilian réal (because it, like Canada, has loads of natural resources to exploit). There seem to be lots of kids here in Uruguay if one is to judge by the streets at the end of the school day. In Montreal, I'd venture to say that more than half of the schools have been closed due to lack of children and the deconfessionaliation of the school boards ... we also have a negative birth rate. It could be just jingoism but the signs around town here seem to indicate that the Uruguayan government is committed to giving the youth a decent education to prepare them for the future so if your children are still young, they may benefit from that kind of enthousiasm. Then again, it's the nature of children to be contrarians so as Alberto pointed out, they could be less than inspired. The rule of consumerism should be applicable to chosing where to live: that of making informed decisions. There's lots of available information, moreso if you can read Spanish, so investigate every aspect of what living here might mean. Only you can know what your needs are likely to be and what your aspirations are. |
| I don't live in Uruguay hence I haven't much idea about how much does it cost. For your sake I have browsed the net and posting a link which might be helpful. Its gives an overall rate of things which you use in daily life. Hope it will be helpful. |
| "No dates"
No dates on any of those prices. The rent looks a bit low, at least compared to what Americans seem to be finding these days.For update to date food and other prices check out Tienda Inglesa's website... you can even order online if you are hungry! Expert Page: Quick Tips for Getting Settled in Uruguay |
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