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Okay, how about the other half of the coin
| Okay, how about the other half of the coin I have researched great stuff about Uruguay and Montevideo. I wonder about what is the negative content of this place. We all know there are always negatives, like the high cost of auto ownership. I have now heard of the lack of sufficient heating in many of the residences. What else? |
| High rental deposits (5 months is the max and the norm. Some ask for more. Some ask for other real estate for security). Currently, the high cost of living, especially food and real estate. Immigration is slow at processing residency applications but the process is not hard, just slow. Did I say you have to wait a long time? Sometimes the lab that makes medicine runs out and then you simply can't get that particular medicine here. Small selection of vitamin supplements. Small selection of ethic restaurants. |
| Real Estate seems fairly cheap compared to the US, or at least it appears so as I browse at all the real estate sites I can find. I know I will have a major adjustment to not having a car. Big adjustment! Thanks again for the info Lee. |
| Not having a car is one of the best things. MY perspective on real estate is this.. when we last looked for an apt (Feb/Mar 2007) there were plenty of options (2 br in Pocitos) in the $500/mo ballpark. Now looking on Buscando Casa it seems they start at $800... and one bedrooms aren't far behind. Before our current apt (US$500/mo, unfurnished 2 br near the Spanish Embassy) we paid US$450/mo for a furnished 2br on the rambla. Another American rented an apartment on a different floor in the same building for US$750/month this year. 1 Bedrooms seem to have gone up the most (sale and rent)... Houses for sale seem to have gone through the roof. That's all completely unscientific of course. |
| It is really not "that" negative if you ask me. It is a good thing that it is not like of those other South American Country which has a high number of violence and kidnapping. |
| Food in restaurants is cheaper in the states. I don´t know about rents. Sales prices didn´t seem all that cheap tho. I think you could do about as well in Florida for a condo. Banking is a complete mess. Most of the problem lies with the US and its war on terror or whatever. About the only one that will take an account is BROU. No one there speaks english. I have some spanish, I want to know exactly where my money is tho. Uy. is a nice place to visit, living there......too damn many problems. |
| There seems to be little problem opening accounts at various banks in Uruguay... except they may have some high minimums... BBVA wants a US$10, 000 balance to avoid a monthly service charge. Discount Bank wants a US$25, 000 balance to pay savings account interest. The private banks may want a letter of reference from another bank. All of that is pretty normal. US Banks don't usually ask for references because they look you up in various databases and will refuse to open an account if they don't like the info they get. So, it is really the same thing but don't behind the scenes. The big difference you may find is that Private banks in Uruguay with U.S. Ownership may hassle Americans about opening accounts. ie: when Bank Boston was here they said they would not open an account for an American who was a non-resident. Bank accounts in Uruguay are also insured. US$5, 000 for foreign currencies and $250, 000 indexed units for Pesos accounts. (UI: 1.8988 Feb 6, 2009). What are the rest of your difficulties? |
| This is a response to the posting of el aguila from: Your report is the first posting contradicting everything I have read since I started researching this about 5 months ago. I wonder if you have ever been to Florida, especially in the summer months when the temperatures are very excessive? I wondered if you have researched the ocean condos in Florida that begin at $300, 000? I wondered if you have reviewed the extremely high violent crime rate in Florida? Or maybe the costant traffic issues and the high cost of medical care? In my opinion, Florida is not a very good place to live and can't be done comparably for under $3, 000-4, 000/month income. Are you saying the income needed in Uruguay is at this level? I am respectfully questioning that. But I do indeed appreciate your feedback. I wonder if others living in Uruguay would agree? |
| I've been here more than 4 years now and still having problems with my residency!! They won't give me a permanent cedula because my birth certificate from the UK does not state in writing that it is from the UK. It only has the emblem! Also I get very frustrated with basic common courtesy and politeness especially in shops and on buses. When I enter shops or businesses I am welcomed with an abrupt 'Si' on many occasions. Sometimes without even eye contact. I do miss the British politeness. Also the cost of rent and used cars is ridiculously high in proportion to the average salary. A small studio for 7-8000 pesos plus g.c!!! No wonder most young adults still live with their parents. A 10 year old car will set you back 10K also! In UK you would have to pay someone to take it away. But despite all of this I am still here with my Uruguayan girlfriend. |
| 8, 000 UYU = U$S354. Sign me up! |
| "8, 000 UYU = U$S354. Sign me up!" Ok imagine you are on a local salary of 10000 pesos which is quite average here. I know qualified Systems Analysts working for TaTa for just 12K! Imagine what the unskilled are making. Jobs are commonly advertised paying just 4500 pesos a month. Gastos communes may be 1500 pesos. So after paying rent and g.c you are left with 500 pesos to live on for the whole month if you are making 10K. The figures just don't add up. |
| Sure, salaries/wages are low in Uruguay, so the expense/wage ratio is problematic. It is nerveless, not a better deal in Florida, which is an important consideration. And, retiring to Uruguay on an American Social Security Pension of maybe U$S1, 900/month can bring in a good lifestyle, as long as the currency exchange doesn't alter much. I think we are getting closer to a meeting of the minds? |
| Yes retiring here can be a good choice. A workmate's parents have just moved here from New Jersey. Their pension goes a lot further. |
| "medicine"
«Sometimes the lab that makes medicine runs out and then you simply can't get that particular medicine here.» Are you talking about prescription medicines? |
| "What I wa talking about"
I was talking about what would have been a prescription medicine in the USA, but not one which actually requires a prescription to buy here. ie: I was not referring to some as we would call it "over the counter product."In that case there was a semi-alternative available. I worry every time a pharmacy says they don't have the thyroid hormones I take because there is just one here, and no semi-alternative... but so far they always deliver it late the same day. |
| ""Whew" (sigh of relief)"
Thanks, Lee, for answering that. One of my considerations when and if coming to Uruguay on a permanent basis is the availabiltiy of the prescription medicine I take. Missing a dose here and there isn't a problem but to go too long without could prove problematic. I may have asked this on another blog topic but are there prescription drug medicine insurances available in Uruguay? Not that it would be a relative comparrison but, in your case, do you find the prescription medicines more or less expensive than you were used to back home (wherever back home is)? |
| "Prescription medicines."
Lee and Bik. The thing is that when you live in Uruguay you will most likely join one of the Mutualistas (madicare organizations). The mutualistas charge a fixed small ticket for medicines they provide as prescriptions by their doctors. Uruguayans generally rely on the mutualista's own drugstore to get precribed medicines; the ones that you permantly take for cronic deseases. Just in the rare cases when those medicines are cheaper than the mutualista fixed charge for prescriptions, you buy it at a commercial drugstore. That's why, drugsstores not always have the medicine ready available; specially in the case of expensive or uncommon ones. That doesn't mean they are not available; if you want it you simply have to wait for the drugstore to get it from another drugstore or the lab (generally no more than 24hrs). Commercial drugstores usually are meant for medicines not prescribed, as in the case when you are your own doctor (headaches, colds, etc..). You can even buy some antibiotics without prescription for, for example, a sore throat (though doctors recommend not to prescribe...). But for your permanent medication, you go to the doctor at the mutualista, they give you an "order", then you go to the mutualista's drugstore and get it. If it's a cronic desease, you don't need to sit with your doctor again to be prescribed, you just ask him to "renew" the prescription with a short visit. |
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