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Mutualistas varyThis forum post has messages dated from 01/05/12 through 01/12/12, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.
Forum Post01/05/12 18:25Rural east Colonia departmento | Mutualistas vary The usual method of obtaining health care here is to subscribe to one of the mutualistas (health co-operatives) which operate near where you intend to live. Phone calls, emails and letters are of little use in deciding whether they will or will not take you on. With most mutualistas, once they accept you, you will just have to pay the monthly subscription. It will go up with inflation but once you are a member, they can't increase your basic subscription because you get ill and require treatment. The ethos is co-operative rather than commercial.Glen is right. The only way to find out is to present yourself in person, apply to join and be examined. Some mutualistas take harder lines than others. The British Hospital seems to be excellent but is especially picky about age and pre-existing conditions. OTOH I've heard good things about Espanola and many others. You can buy some hypertension medications from pharmacies without a prescription but you'll need to get a doctor's prescription for most antidepressants. Generally speaking, the drugs provided on prescription by the mutualistas come cheaper than those bought from a commercial pharmacy. As for the cost... my SO is a paying member of CAMEC (our local mutualista, ) he is 63 and like you suffers from high blood pressure. His monthly subscription is 1, 412$ (pesos) per month (about 70 U$S.) I am a self-employed farmer so I get "free" membership by virtue of paying BPS (social security contributions.) |
| "quality of service"
How does one know for a fact which mutualistas are better than others? Word of mouth? Is there a way to gage this? From what I hear, the British Hospital and Medicina Personalizada are supposed to be the best. But this is all hearsay. Is there a way to compare the quality of the services they each one of these provides and the cost of becoming a member? Since I was rejected by both the British Hospital and Mediciana Personalizada a few years ago, I am now considering --based on what people tell me I should do-- applying to the local Blue Cross Blue Shield or Espanola. They say these two are pretty good. But I really don't have a clue. I was NEVER a member of any mutualista in Uruguay. Choosing "the right" mutualista seems a daunting task when there appears to be nothing to go by in terms of reliable comparative data that would help people like myself and many others who are planning to retire to ROU. Personally surveying every facility to see how they actually operate seems a rather difficult task and not exactly effective... |
Comment #201/12/12 11:32Rural east Colonia departmento | "Selecting a mutualista"
In my humble opinion most good things happen by word of mouth down here :-)The British Hospital has an excellent reputation but is fussier than most about who it accepts, is more expensive than the others and is not included in the BPS funding scheme for those of us who pay BPS contributions. My SO is planning to use the Britanico for a forthcoming eye operation because our local mutualista doesn't do corrective lens implants but because he isn't a member, he'll be paying cash for the op. I really can't offer advice about MVD mutualistas as I live in sunny east Colonia. When I decided to live here, I made enquiries about local mutualistas but because there are only two of them (CAMEC and the Evalgelico) the choice wasn't too difficult as a quick local tour revealed that its CAMEC which has the best local facilities locally. Both mutualistas were happy to allow me to inspect their premises before I made an application to join. In my view, the best approach is to come on down, see what is available close to your planned location, have a look, ask around and apply for membership in whichever mutualista appeals to you most. |
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