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Medical insurance
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Forum Post03/23/07 22:26UNIVERSAL STUDIOS DOWN SOUTH | Medical insurance I googled this lilnk and I think you will find it will answer just about every question you may have on the medical coverage available in Uruguay.If it doesn't it has links to other areas where I'm sure you can find the answers you are looking for. Enjoy. |
| Don't forget the local options like the British Hospital which will probably cost you around US$50 a month for "health insurance". |
| They both seem to be good links for anyone looking to have medical coverage in Uruguay. I'm sure there are many more links like these so maybe we should be looking to find the others so everyone will have more choices. However, I do like the first one because it's not just about medical information it has other things as well. |
| That actually is a very good link for a lot of information. Thank you for putting it there. I guess I should say both links but the first one seems to cover a lot more than just medical and I'm sure it will help a lot for people looking for answers. |
| Thanks for sharing these links. I had wondered how did the health care system match up compared to other countries. Does anyone know if there is a government funded insurance for those who are at poverty level? |
| You mean is it socialized medicine? Or is it a private party system? I'm going to venture a guess that if there's health insurance then it isn't government subsidized. |
| I pay the British Hospital, a private hospital about $45/month for my "health insurance" here. You decide which hospital you want to be a member of and pay them monthly. There is some public health care. I had surgery at the Military Hospital which is a public hospital, though as a paying customer I had priority in line for blood tests and doctors appointments. The appointments ran about US$12. At the British Hospital a non member would pay about US$50 for an Dr's appt. A member pays a hair over US$4. The British Hospital wouldn't let me become a member before I had the surgery and wanted significantly more than the Military Hospital. |
| I think the prices have doubled or so since you wrote that Lee. Still depending on where you get it the starting price is about US$50/month. |
| Some of these links (like the first one) helped answer all of my medical insurance questions. |
| This link was interesting to see what kind of health insurance different countries offer, but why in the heck would you want to get health insurance from Uruguay? |
| Tes, Kyle, good question! Why? |
| You would want to get medical insurance in Uruguay because you planned to live there or spend extended amounts of time there. The cost of medical insurance might even be an overriding factor in your decision to move to Uruguay. If you pay $1, 000/month for medical insurance in the USA and it would cost you US$120 for the same coverage with equal or better care... that could make a huge difference your in lifestyle! |
Comment #1208/11/09 17:20Rural east Colonia departmento | There are many health "mutualistas" (sort of subscription co-ops) to be found in all parts of Uruguay. The average monthly subscription costs between 1100 and 1200 pesos per month (about 50 U$S.) I'm a "unipersonal" small farmer so the BPS (a state bank which handles national insurance) pays my subscription for me. Its the sort of socialism I approve of :-) |
| he's socialist, get him!!! |
Comment #1408/13/09 16:31Rural east Colonia departmento | Partly guilty mi'lady. I believe in providing a safety net for those less fortunate than myself... not because I'm a nice bloke but to lessen the possibility of an angry mob of paupers storming my castle in their desire to obtain goodies to buy food and medicine. Being burgled in the ROU is not uncommon but being murdered in the process is very rare. I've no desire to be dangled on a rope from my own battlements :-) |
| "Diabetic"
I am a type 2 diabetic moving to Uruguay from the U.S. Can I get any type of insurance? I would appreciate talking to someone in a similar situation. thanks. |
| "Who can get health insurance?"
Hi Susan, I recently heard a story of a Uruguayan (who lives in America most of the time) getting turned down for health insurance because they told him he was too fat, and I don't even think he is very overweight! There is no such thing as a rule of thumb in Uruguay, in many cases they seem to make up the rules as they go along! However there are quite a number of diabetics in Uruguay so maybe they have adapted their services. The best thing to do would be to contact some of the companies. I think most have at least some staff who can reply to you in English if you don't speak Spanish. The link to the British Hospital is already given above. Here is a link to another medical cover service: |
| "Who can get health insurance"
I have been reading this site for about a year now. I have seen some very low prices for health insurance. THESE LOW PRICES CHANGE DRASTICALLY AT AGE 60. I did some research a while back on the British Hospital Health Care Scheme. Unless things have changed since last spring, after age 60, the cost goes way up and a fee is charged. I think it is a one time fee but I can't be sure. That fee is linked to your age from 60 through 65. At age 66 you are out of their health care scheme. What happens after age 65? I haven't been able to find an answer yet. I am leaving this Sunday for Uruguay and finding the cost of health insurance after 60 or 65 is one of my top 5 things to do.(next to partying and various other adventures in paradise) If someone has an answer to this, maybe someone over 60 or 65, some of us could sure use the information. |
| "British Hospital vs Others"
"I have seen some very low prices for health insurance. THESE LOW PRICES CHANGE DRASTICALLY AT AGE 60."I think you are comparing two different things... British Hospital and the Others. If you can, report back here if the other places, Medica Uruguaya, Hospital Espanola have the same drastic change at age 60 or another age. Thanks! Hope to see you at the Sunday expat meeting in a week or so. |
| "priorities"
Hi Terry, Glad to hear you're finally making it down South! :) Remember - the parties and fun and adventure are much more important than the boring stuff! Have fun! I'm assuming you know where and when the expat meetings are...but just in case here's all the details: |
Comment #2011/05/09 09:07Rural east Colonia departmento | "Health"
Policies seem to vary amongst mutualistas. My SO (who is now over 60) signed up for CAMEC (one of the local mutualistas in east Colonia) when he was 50 and 11/12ths. He has been assured that his monthly subscription will not increase as he gets older.I pay BPS contributions as a unipersonal small farmer so get my mutualista subscription paid for me by the BPS. God bless socialism :-) |
Comment #2111/05/09 09:12Rural east Colonia departmento | "Health"
A correction: s/50/59I should add that each mutualista has agreements with other mutualistas allowing for the exchange of patients for specialist treatment. Each mutualista general hospital offers different specialities. |
| "Health Insurance"
My only contact was with the British Hospital. That was the story I received. I'm glad to hear some better news than they gave me.I hope to be at the November 15th meeting, but only if Elaine brings that grand optimism that I read in her replies. Jane and I are really looking forward to this. Hope to see you then. Terry |
| "Optimism"
I'm afraid the world is forecast to come crashing down that day - no worse actually, I'm visiting Mr. Rural Patrick that weekend so I shall be out of town...but I'm sure we'll be in touch Terry.Hope you and Jane have a nice flight down :) |
| "Sad Day"
ElaineAHHH tis a sad day in Mudville. BUT!!!!there are 2 more meetings that we hope to attend before our return to that hell we Americans call OBAMALAND. But don't feel bad for me, it is my destiny. Will you please tell Patrick I said Hello and thanks for all the info on building he gave me. I really enjoyed the convresations and I hope to meet him on my next trip down there (and hopefully my last trip down there.) |
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