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Finding medical help in UruguayThis forum post has messages dated from 04/20/10 through 10/15/11, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.
| Finding medical help in Uruguay Whenever the question of our reasons for choosing Uruguay came up, we answered with a number of points, but the main reason–the decisive factor, is the medical system. For a problem without an answer in Canada this expat found diagnosis and treatment proposal in Uruguay. Just because it’s not the US or Canada, that doesn’t mean that Uruguay cant have excellent medical care. If you have the money, (which, fortunately in Uruguay, isn’t that costly), medical treatment is often better outside of North America. This is a personal story of why one expat chose Uruguay: |
| "Uruguay's medical system"
I believe Uruguay has excellent medical doctors, specialists, and dentists. I had two dental implants done two years ago and I received superb care and paid a fraction of what I would've had to pay in the US. Having said that...I also believe the medical "system" in Uruguay is a work in progress...Recent official efforts have been made to improve it, and that's a good thing. From my experience, and that of my relatives, who reside in Uruguay full time, the quality of care can vary depending on what insurance you can afford. Of course, this is true world-wide. I've read horror stories in local newspapers about the services provided by certain public hospitals. There is still a lack of material resources that would be considered apalling in developed countries (i. e. Hospital de Clinicas). However, in private hospitals and mutualistas the situation is far better. Most of my family has Medicina Personalizada and they love it. I've also heard wonderful things about the British Hospital and Asociacion Española. CASMU, one of the largest mutualistas, gets mixed reviews. I guess it all depends on what you can live with... |
| "Medical services"
I have been searching the internet and blogs without finding anything except a reference to us over 60 folks. I found British Hospital covers folks up to age 66....but I can find nothing on what one does after the age of 65? Does anyone know what kind of medical coverage is available to those of us over 65 and whom one would contact for cost estimates?My wife and I are considering retire to Uruguay but without medical insurance after 65 I don't believe it is going to be feasible. |
| "Many Options"
Many options there are many options and British Hospital is one of the more expensive ones (and the name aside, not necessarily any more English friendly than the others).One couple well over 60 and in poor health (serious ongoing conditions) said they had no problem signing up at Espanola. But one persons experiences isn't always reflected in another. It is best to go in person and see if they will accept you. You can also be sure that Uruguay is NOT a country where people over 66 or some other arbitrary age lack medical care. Expert Page: Quick Tips for Getting Settled in Uruguay |
| "Many Options"
Gracias Glenn, That's the best response I have yet to receive. I couldn't imagine with all I've read about Uruguay that the country would send the over 65's out of the medical coverage. While we are there in December we will diffinitely be sitting down with some of the medical coverage carriers to discuss. Your information is greatly appreciated! |
| "Over 65s and health coverage."
Of course elderly people is not sent out of the "mutualistas". But the mutualista system has always relied in the fact that people stay in the system their whole life; and youngsters generally use it less than older people. For people coming in at your age, there may be some difficulties. Mutualistas are private health service providers, even if they integrate the National Health System (FONASA). So, for people not integrating the FONASA, it will be a private agreement. However, I agree with Glen in that you still have chances and it's better for you to come here and negotiate with them. I'm not sure which is the coverage of the public health services in the case of a foreigner. But I guess you will be able to use them if you get your residence. |
| "Over 65s and health coverage"
Gracias Alberto, We will meet with some of the mutualistas while we are there in December. I have recieved a reply from one of them earlier that said they couldn't see a problem with accepting us into the program. It of course will cost more at our age but that's to be expected. |
| "British Hospital"
I was turned down by them because my thyoid was enlarged. They wouldn't accept me at all. Not even an exclusion for that issue. They of course, wanted to charge me USA type rates to do surgery.Instead I went to the Military Hospital and had a good experience at reasonable rates. Then the British Hospital accepted me after an abdominal ultrasound. Another person, Uruguayan National that has lived outside Uruguay was turned down by them because he was "too fat" (his words not mine). Expert Page: Quick Tips for Getting Settled in Uruguay |
Comment #810/13/11 08:54Rural east Colonia departmento | "Mutualistas differ"
Each mutualista seems to take a slightly different approach. Once you are accepted by one of them and are paying the monthly subscription, in most cases the deal seems to be that you can carry on at the same subscription (plus inflation) until you die. It is usual for the mutualista to give new applicants a medical inspection before taking them on.Our local mutualista in CAMEC which is situated in east Colonia depto. I get a "free" mutualista subscription by virtue of being a self-employed small farmer who pays half price BPS contributions. It costs me 16, 800 pesos a year in BPS contributions but nothing in mutualista subscriptions. My SO does not pay BPS contributions and pays the mutualista subscription instead... which costs 15, 850 pesos a year. BPS benefits apply to most mutualistas but not to the British hospital. |
| "Mutualistas differ"
Thanks Patrick...we are looking at settling in Mercedes. |
Comment #1010/13/11 11:20Rural east Colonia departmento | "Mercedes mutualista"
I live in Colonia to the south of Mercedes so I don't belong to Mercedes's mutualista. I'm afraid I don't know its name. In my view it pays to belong to a mutualista with facilities near where you live.I used to be involved with a dirt track racing team and last year at a meeting in Soriano, one of our sponsors was hit in the stomach by a flying clutch disk from a 3.5 liter "mad max" style racing car which threw him several meters and knocked him out. Fearing the worst, we rushed him into the mutualista hospital in Mercedes (being the closest) and I was very impressed by the efficiency of the staff there. Fortunately the flying disk had narrowly missed my head before destroying one of my tyres which had slowed it a bit before it hit Diego flat side on so apart from having some world class bruising, he was OK. He is now commonly known as El Duro :-) |
| "Ouch!"
Oh my...Think I want to be around you if I venture around a race track as you seem to have a guardian angel riding with you. |
Comment #1210/13/11 17:31Rural east Colonia departmento | "No more racing."
Sergio (our star piloto) is now an expectant first-time dad and I've been diagnosed with osteoporosis so our crazy racing days are over worse luck. OTOH we won the departmental championship 4 years in a row so perhaps it was a good thing that we've stopped lest we turned into a bunch of Schumakers :-) |
| "No more racing"
Happy for Sergio and sorry you have osteoporosis. At least you had a good run of wins. |
| "Medical Care In Uruguay"
The British Hospital is first class. I was an outpatient there last year and was most impressed: modern, efficient, clean with an attentive English speaking staff. I have been in medical practice in the States for forty years. |
| "Medical Care In Uruguay"
Yes I hear good things about British Hospital..unfortuneately they don't accept folks over 60 as new members. |
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